**MARKET BRIEF: ADITYA BIRLA HOUSING FINANCE SECURES MAJOR PE BACKING** **Strategic Capital Infusion** Aditya Birla Housing Finance (ABHFL) has secured **Rs 2,750 crore** in primary capital from Indriya Limited, an entity of private equity major Advent International. The board-approved transaction values ABHFL at **Rs 19,250 crore** on a post-money basis. Upon completion, Aditya Birla Capital (ABCL) will retain a controlling **85.7%** stake, while Advent will acquire approximately **14.3%** ownership in the housing finance subsidiary. **Operational Scale & Asset Quality** The funding comes as ABHFL demonstrates aggressive expansion, with Assets Under Management (AUM) reaching **Rs 42,204 crore** as of December 31, 2025. The company has delivered a Compound Annual Growth Rate (CAGR) of **48%** over the last three years. Asset quality remains robust, with a Gross Stage 3 ratio of **0.54%** and a Net Stage 3 ratio of **0.23%**, positioning it among the top three players in incremental loan book growth. **Parent Company Performance** The deal announcement coincides with strong Q3 FY26 earnings for the parent entity, Aditya Birla Capital. ABCL reported a **41%** year-on-year surge in consolidated net profit to **Rs 983 crore**, while revenue climbed **30%** to **Rs 14,181 crore**. The total lending portfolio (NBFC and Housing Finance) expanded **30%** annually to stand at **Rs 1,90,386 crore**. Following these developments, ABCL shares witnessed strong buying interest, trading significantly higher with gains around **4-5%**. **Sector Tailwinds** The investment aligns with a defining inflection point in India’s housing sector. Demand is being driven by structural policy initiatives like the *Pradhan Mantri Awas Yojana* (PMAY), a renewed push for affordable urban housing, and expanding infrastructure in Tier-2 and Tier-3 cities. The capital will be utilized to sustain growth momentum, deepen market penetration, and capitalize on the rising credit demand across prime and affordable segments.