AU SFB Q3 Net Profit Rises 26% YoY to ₹668 Crore; NII Up 16%
AU Small Finance Bank Q3FY26 Performance
**Overview**
AU Small Finance Bank delivered a robust set of numbers for the third quarter of FY26, demonstrating strong core operating performance. The bank achieved double-digit growth in profitability and revenue, supported by healthy volume expansion and margin management, effectively absorbing the impact of elevated costs.
**Key Financial Highlights**
* **Profitability:** Net profit surged **26%** year-over-year, driven by core income growth.
* **Revenue:** Net Interest Income (NII) increased by **16%**, supported by improved margins.
* **Business Growth:** The quarter saw sustained momentum in both loan book expansion and deposit mobilization.
**Operational & Asset Quality Trends**
* **Asset Quality:** Remained stable overall, with specific improvements noted in the unsecured portfolio trends.
* **Cost Dynamics:** Positive earnings growth was achieved despite headwinds from higher operating expenses and exceptional provisioning requirements.