HDB Financial Services reported a significant 36% year-on-year increase in net profit for the third quarter, reaching **Rs 644 crore**. This growth was primarily driven by robust operational performance and expansion in the company's core lending business. Net interest income (NII) surged to **Rs 2,285 crore**, representing a 22% increase compared to the previous year. The results reflect a steady improvement in asset quality and sustained demand across HDB's diverse retail and commercial loan portfolios.