** ICICI Bank Q3 Earnings** **Headline: ICICI Bank Q3 Net Profit Declines 4% to ₹11,318 Crore, Misses Street Estimates** **Key Financial Highlights:** * **Net Profit (Standalone):** Reported at **₹11,318 crore** for the quarter ended December 31, reflecting a **4% year-on-year (YoY) decline** from ₹11,792 crore in the corresponding period last year. * **Performance vs. Estimates:** The profit after tax (PAT) significantly trailed market expectations, missing the **ET Now estimate** of ₹12,346 crore. * **Market Position:** Results pertain to India’s second-largest private lender. **Summary:** ICICI Bank reported a standalone net profit of ₹11,318 crore for the December quarter, marking a 4% fall compared to the previous year. The bottom line came in below analyst expectations, widening the gap against the projected ₹12,346 crore.